By the Numbers: The Unintended Consequences of HDHPs

More employers than ever are moving to high deductible health plans (HDHPs), and they're pushing plan deductibles even higher. This creates financial strain for employees, as primary plan coverage shrinks and gaps widen.

Pairing HDHPs with HSAs was thought to be the solution, but there are serious downsides and unintended consequences to this approach.

This overview provides:

• Insights into the growth of HDHPs and high deductibles
• Recent data on employees' financial hardship concerns
• Information on the hidden costs and consequences
• A look at how employers can reallocate HSA contributions into insured coverage

Start by taking a look at these numbers on the unintended consequences of HDHPs.